🏠 Built by property practitioners, for property practitioners

Digital FICA Compliance for South African Property Practitioners

Send a link. Clients complete FICA on their phone. You get a verified, screened PDF report — built for the Financial Intelligence Centre Act.

Used by rental agencies, sales agents, and property managers across South Africa.

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Printing FICA forms

Digital forms on any device

Days chasing tenants

Completed in minutes

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Manual sanctions checks

Auto TFS + PEP screening

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Filing cabinet of forms

Instant PDF compliance files

Why RubyFICA?

Purpose-built for property practitioners who need FICA compliance without the admin headache.

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Purpose-built for estate agents

Not a generic compliance tool. Every feature designed for property transactions — sales, rentals, and management mandates.

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South African through and through

ZAR pricing, SA ID validation, local sanctions lists, POPIA compliant. Built for how SA agents actually work.

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WhatsApp link — no app needed

Your clients get a link. They tap it. They fill in the form on their phone. No downloads, no accounts.

Under 5 minutes average

Natural Person forms take under 5 minutes. Even juristic entities with multiple directors are quick.

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Every entity type the FIC requires

Pty Ltd, CC, Trust, Partnership, NPO, Body Corporate, Listed Company — all prescribed forms included.

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Inspection-ready from day one

Every submission, PDF, screening result, and audit trail is stored and exportable. Be ready before the FIC calls.

How it works

Five steps. From link to signed, screened compliance file.

1

Send a FICA link

Agent shares the link via WhatsApp or email — no client login required.

2

Client fills in & uploads

Client enters details and uploads ID and proof of address on their phone.

3

Automated screening

RubyFICA runs sanctions, SAPS, adverse media, and CIPC checks automatically.

4

Signed PDF report

Agent receives a signed, screened compliance PDF — ready for FIC inspection.

5

Stored securely

Compliance record stored with full audit trail and 5-year retention.

Compliant with

Financial Intelligence Centre Act (FICA)
Protection of Personal Information Act (POPIA)
Financial Action Task Force (FATF) recommendations
Property Practitioners Act (PPA)

Who it's for

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Rental Agents

FICA every tenant before the lease. Send the link with the OTP. Get the signed form before move-in day.

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Sales Agents

FICA the buyer and seller at mandate stage. One link each. Both forms done before the first viewing.

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Property Managers

Bulk FICA for your existing book. Share your permanent intake link. Clients complete at their convenience.

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Agency Principals

View every agent's FICA status. Export compliance reports. Be ready for any FIC inspection.

Everything you need for FICA compliance

Built specifically for property practitioners under the FIC Act.

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Send a Link, Get a Signed PDF

Share via WhatsApp or email. Your client fills in their details, uploads ID and proof of address, and signs — all on their phone. You get a professional PDF report.

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5-Database Sanctions Screening

Every submission is automatically screened against the UN Consolidated, EU Financial Sanctions, UK OFSI, US OFAC SDN, and SA Targeted Financial Sanctions lists.

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SAPS Wanted Persons Check

Automated check against the South African Police Service Wanted Persons database. Screenshot evidence captured for every check.

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Adverse Media Screening

AI-powered search for negative news articles, fraud reports, judgments, and criminal proceedings linked to the client's name.

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Ongoing AML Monitoring

Every completed FICA report is automatically re-screened every 48 hours against UN, OFAC, EU, UK OFSI and SA TFS sanctions plus PEP and adverse media. When a new match appears, you get a severity-coded alert with FIC reporting guidance built in. POPIA-compliant — all screening stays in South Africa.

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CIPC Company Verification

For juristic persons — automated lookup against the Companies and Intellectual Property Commission database. Verify status, directors, and registration details.

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SA ID Validation

13-digit South African ID numbers are validated using the Luhn algorithm. Date of birth, gender, and citizenship status are auto-extracted and verified.

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Professional PDF Reports

8-page compliance report with risk assessment, screening tables, SAPS results, adverse media findings, CIPC verification, document thumbnails, screenshots, and signatures.

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Natural & Juristic Persons

Full support for individuals (tenants, landlords, buyers, sellers) and companies/trusts (with CIPC verification and director screening).

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The FIC is actively inspecting property practitioners.

South Africa's FATF grey-listing has intensified compliance enforcement. Property practitioners are Accountable Institutions. Non-compliance carries fines up to R10 million or 5 years imprisonment. Every transaction requires FICA — sales, rentals, and leases.

Financial Intelligence Centre Act 38 of 2001 · Property Practitioners Regulatory Authority · FIC PCC 56

Simple, transparent pricing

Start free. Scale by adding agents — R150 per agent, per month.

Free

R0forever

3 FICA submissions/month · 1 agent

  • All 10+ screening checks
  • AI risk reports
  • PDF reports with evidence
  • WhatsApp + Email delivery
  • Custom branding
Start Free
Most Popular

Professional

R150/agent /month

15 FICA submissions per agent/month · Unlimited agents

  • All 10+ screening checks
  • AI risk reports
  • PDF reports with evidence
  • WhatsApp + Email delivery
  • Custom branding
  • Priority support
  • Credit wallet for over-limit usage
Get Started

Need more? Buy credits — never expire.

10 credits per extra submission. Credits work across all Rubyprop apps.

50 CreditsR49(5 scans)
150 CreditsR129(15 scans)
300 CreditsR229(30 scans)
500 CreditsR349(50 scans)
1000 CreditsR599(100 scans)

Frequently asked questions

Get in touch

Questions about RubyFICA or FICA compliance? We're here to help.

Phone

+27 87 802 6041

Monday to Friday, 9am – 5pm

Technical emergencies supported 24 hours

Email

[email protected]

We typically reply within one business day.

Your next FIC inspection is coming.

Every tenant, buyer, and seller needs to be FICA'd. Start today — it's free.

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